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Jackson is the capital and since 1944 the largest city of the state of Mississippi. The city is located on the Pearl River (Mississippi�Louisiana) which drains into the Gulf of Mexico and is part of the Jackson Prairie region of the state. Jackson is one of two county seats of Hinds County, with the city of Raymond being the other.The city, the anchor for its metro area, is named after Andrew Jackson, who was honored for his role in the Battle of New Orleans and later was elected as US president. The current slogan for the city is ""Jackson, Mississippi: City with Soul."" It has had numerous musicians prominent in blues, gospel and jazz, and was known for decades for its illegal nightclubs on the Gold Coast; one site has been designated for the Mississippi Blues Trail.It had a decline in population from 184,256 at the 2000 census to 173,514 at the 2010 census. The 2010 census ascribed a population of 539,057 to the five-county Jackson metropolitan area. The city is ranked third as the best ""mud"" city among the United States' 100 largest metro areas, according to magazine. The study measured overall afability in living costs, housing rates, and more.In 2011 USS Jackson (LCS-6) was the first ship of the United States Navy to be named in honor of the city.Jackson is home to several major industries. These include electrical equipment and machinery, processed food, and primary and fabricated metal products. The surrounding area supports agricultural development of livestock, soybeans, cotton, and poultry. Major private companies based in Jackson include Ergon.

 

Gulfport is the second largest city in Mississippi after the state capital Jackson. It is the larger of the two principal cities of the Gulfport-Biloxi, Mississippi Metropolitan Statistical Area, which is included in the Gulfport-Biloxi-Pascagoula, Mississippi Combined Statistical Area. As of the 2010 census, the city of Gulfport had a total population of 67,793. Gulfport is co-county seat with Biloxi of Harrison County, Mississippi. Gulfport is also home to the US Navy Atlantic Fleet Seabees.According to Gulfport's 2011 Comprehensive Annual Financial Report, the top employers in the city were:

 

Southaven, a city in DeSoto County, Mississippi, is a suburb of Memphis, Tennessee and a principal city in the Memphis metro area. As of the 2000 census, the city population was 28,977. The 2010 census reflected a population of 48,982, making Southaven the fourth largest city in Mississippi. Southaven is traversed from north to south by the I-55/I-69 Freeway. While its name would indicate otherwise, the city of Southaven is actually in the northwesternmost corner of Mississippi. The name derives from the fact that Southaven is located south of Whitehaven, a neighborhood in Memphis.

 

Hattiesburg is a city in Mississippi, bisected by the county line between Forrest County (where it is the county seat) and Lamar County. The population was 47,556 in 2013. It is the principal city of the Hattiesburg, Mississippi, Metropolitan Statistical Area which encompasses Forrest, Lamar and Perry counties.Founded in 1882 by civil engineer William H. Hardy, Hattiesburg was named in honor of Hardy's wife Hattie. The town was incorporated two years later with a population of 400. Hattiesburg's population first expanded as a center of the lumber and railroad industries, from which was derived the nickname ""The Hub City."" It now attracts newcomers to the area because of the diversity of the economy, strong neighborhoods and the central location in South Mississippi.Hattiesburg is home to The University of Southern Mississippi (originally known as Mississippi Normal College) and William Carey University (formerly William Carey College). South of Hattiesburg is Camp Shelby, the largest National Guard training base east of the Mississippi River.Hattiesburg is home to several national business branches that hold thousands of jobs across the Pine Belt. It was headquarters to the now defunct manufacture in Hattiesburg.

 

Biloxi (/b?'l?ksi/; b?-LUK-see), officially the City of Biloxi, is a city in Harrison County, Mississippi. The 2010 United States Census recorded the population as 44,054. Along with the adjoining city of Gulfport, Biloxi is a county seat of Harrison County.The city is part of the Gulfport-Biloxi metropolitan area and the Gulfport-Biloxi-Pascagoula, Mississippi Combined Statistical Area. Pre-Katrina, Biloxi was the third largest city in Mississippi behind Jackson and Gulfport; with its population losses following that storm, it was passed by Hattiesburg and Southaven, so Biloxi is now ranked fifth in the state.The beachfront of Biloxi lies directly on the Mississippi Sound, with barrier islands scattered off the coast and into the Gulf of Mexico. Keesler Air Force Base lies within the city and is home to the 81st Training Wing and the 403d Wing of the U.S. Air Force Reserve.

 

Meridian is the sixth largest city in the U.S. State of Mississippi. It is the county seat of Lauderdale County and the principal city of the Meridian, Mississippi Micropolitan Statistical Area. Along major highways, the city is 93 mi (150 km) east of Jackson, Mississippi; 154 mi (248 km) west of Birmingham, Alabama; 202 mi (325 km) northeast of New Orleans, Louisiana; and 231 mi (372 km) southeast of Memphis, Tennessee.Established in 1860 at the intersection of the Mobile and Ohio Railroad and Southern Railway of Mississippi, Meridian relied heavily on the rails and goods transported on them. Union Station is now also home to several other modes of transportation, including the Meridian Transit System, Greyhound Buses, and Trailways, averaging 242,360 passengers per year. During the American Civil War, much of the city was burned to the ground by General William Tecumseh Sherman in the Battle of Meridian.Rebuilt after the war, the city entered a ""Golden Age"", becoming the largest city in Mississippi between 1890 and 1930 and a leading center for manufacturing in the South. It had 44 trains coming in and out daily. Although its economy slowed with the decline of the railroad industry, the city has diversified, with healthcare, military, and manufacturing employing the most people in 2010. The population within the city limits, according to 2008 census estimates, is 38,232, but a population of 232,900 in a 45-mile (72 km) radius and 526,500 in a 65-mile (105 km) radius, of which 104,600 and 234,200 people respectively are in the labor force, feed the economy of the city.The area is served by two military facilities, Naval Air Station Meridian and Key Field, which provide over 4,000 jobs to the surrounding area. NAS Meridian is home to the Regional Counter-Drug Training Academy (RCTA) and the first local Department of Homeland Security in the state. Key Field is named after Fred and Al Key, who set a world endurance flight record in 1935. The field is now home to the 186th Air Refueling Wing of the Air National Guard and a support facility for the 185th Aviation Brigade of the Army National Guard. Rush Foundation Hospital is the largest non-military employer in the region, employing 2,610 people.Among the city's many arts organizations and historic buildings are the Riley Center, the Meridian Museum of Art, Meridian Little Theatre, and the Meridian Symphony Orchestra. Meridian was home to two Carnegie libraries, one for whites and one for African Americans. The Carnegie Branch Library, now demolished, was one of a number of Carnegie libraries built for blacks in the Southern United States.The city has been selected as the future location of the Mississippi Arts and Entertainment Center (MAEC). Jimmie Rodgers, the ""Father of Country Music"", was born in Meridian. Highland Park houses a museum which displays memorabilia of his life and career, as well as railroad equipment from the steam-engine era. The park is also home to the Highland Park Dentzel Carousel, a National Historic Landmark � the world's only two-row stationary Dentzel menagerie in existence. Other notable natives include Miss America 1986 Susan Akin, James Chaney � one of the victims of the Mississippi civil rights workers murders in 1964, and Hartley Peavey, founder of Peavey Electronics which is headquartered in Meridian. The federal courthouse was the site of the 1966-1967 trial of suspects in the murder of Chaney and two other activists; it was the first time a white jury convicted a white official of a civil rights killing.Early on, the economy depended greatly upon the railroads in the area. The city was the largest in Mississippi around the start of the 20th century, with five major rail lines and 44 trains coming in and out daily.[22] The city's economy not only depended on the rails but the goods, such as timber and cotton, transported on them. With these rail-based industries, the city was a great economic power in the state and region from about 1890 through 1930. Though its economy slowed with the decline of the railroading industry in the 1950s, the city has adapted, moving from a largely rail-based economy to a more diversified one, with healthcare, military, and manufacturing employing the most people.[40]

 

Tupelo /'tu?p?lo?/ is the county seat and the largest city of Lee County, Mississippi. It is also the seventh-largest city in the state. It is situated in northeast Mississippi, between Memphis, Tennessee, and Birmingham, Alabama, and is accessed by U.S. Route 78. As of the 2010 census, the population was 34,546, with the surrounding counties of Lee, Pontotoc and Itawamba supporting a population of 138,976.This city is best known as the birthplace of Elvis Presley. As a one-year-old in Tupelo on April 5, 1936, Presley and his family survived a tornado that was ranked as the fourth deadliest in United States history. It took 216 lives.As of the census of 2010, there are 35,456 people, 13,602 households, and 8,965 families residing in the city. The racial makeup of the city is

 

Greenville is a city in Washington County, Mississippi, United States. The population was 34,400 at the 2010 census. It is the county seat of Washington County, located in the area of historic cotton plantations and culture known as the Mississippi Delta.

 

Olive Branch is a city in DeSoto County, Mississippi. The population was 33,484 at the 2010 census. Olive Branch is a suburb of Memphis, Tennessee and is part of the Memphis Metropolitan Statistical Area, a region that consists of three counties in southwest Tennessee, five counties in northwest Mississippi, and two counties in eastern Arkansas. From 1990 to 2010 Olive Branch was the fastest growing city in the United States with a growth rate of 838%. Along with other rapidly growing suburbs in DeSoto County, Olive Branch attributes most of its growth and development to the exodus of large numbers of middle-class families from central Memphis.Many locally owned, small businesses have been operating in Olive Branch for several decades. Examples are Old Style Barbecue, Olive Branch Printing, etc. Several regional businesses, such as are also located in the area. Also,in 2003, Memphis lost its only permanent indoor ice rink with the closure of the deeply troubled Mall of Memphis. A new rink opened in Olive Branch in August 2011.

 

Horn Lake is a city in DeSoto County, Mississippi. Horn Lake is a suburb of Memphis, Tennessee, which is located just a few miles to the north. As of the 2010 U.S. Census, the city's population was 26,066.Horn Lake is the site of a plant owned by Chicago-based Foods, which manufactures food coatings, seasonings, and other ingredients for the food processing and service industries.

 

Clinton is a city in Hinds County, Mississippi, United States. Situated in the Jackson metropolitan area, it is the tenth largest city in Mississippi. The population was 25,216 at the 2010 United States Census.At one point Com was headquartered in Clinton. In 2003 the company announced that it would move its headquarters to Virginia.[11][12]

 

Pearl is a city in Rankin County, Mississippi. The population was 25,092 at the 2010 census. It is part of the Jackson Metropolitan Statistical Area.Today, Pearl is a growing community across the Pearl River, for which the city was named, from Jackson. It is Mississippi's 13th largest city and the largest city in Rankin County.Pearl is a rarity in Mississippi cities in that it does not have a downtown square. Over the years the city has developed the old Pearl High School into a city administration building that houses city hall, Pearl Police Department, public works departments and city courts. A large auditorium-style community center was built next door.

 

Ridgeland is a city in Madison County, Mississippi. The population was 24,047 at the 2010 census. It is part of the Jackson Metropolitan Statistical Area.

 

Starkville is a city in Mississippi, United States. It is the county seat of Oktibbeha County. The Starkville Micropolitan Statistical Area includes all of Oktibbeha County. The population was 23,888 at the 2010 census. The campus of Mississippi State University is located directly to the east of Starkville.Starkville is an anchor of the Golden Triangle region of northeast Mississippi which consists of Starkville, Columbus, and West Point.The campus of Mississippi State University is located adjacent to the east of Starkville. As of the fall of 2011, MSU is the state of Mississippi's largest university with 20,424 students, more than 4,000 graduate students, and more than 1,300 staff. The university is also the largest employer of Starkville. Students have created a ready audience for the Magnolia Film Festival. Held every February, it is the oldest film festival in the state. Other major events held in Starkville and heavily supported by the MSU Student Body are the Dudy Gras Parade, Cotton District Arts Festival, Super Bulldog Weekend, Old Main Music Festival, Ragtime & Jazz Music Festival, and Bulldog Bash.

 

Columbus is a city in Lowndes County, Mississippi that lies above the Tombigbee River. It is approximately 146 miles (235 km) northeast of Jackson, 92 miles (148 km) north of Meridian, 63 miles (101 km) south of Tupelo, 60 miles (97 km) northwest of Tuscaloosa, Alabama, and 120 miles (193 km) west of Birmingham, Alabama. The population was 25,944 at the 2000 census. The population was 23,640 at the 2010 census. The population in 2012 was estimated to be 23,452. It is the county seat of Lowndes County and the principal city of the Columbus Micropolitan Statistical Area, which is part of the larger Columbus-West Point Combined Statistical Area. Columbus is also part of the area of northeast Mississippi called The Golden Triangle, consisting of Columbus, West Point and Starkville, in the counties of Lowndes, Clay and Oktibbeha.Major Employers:

 

Vicksburg is a city in and county seat of Warren County, Mississippi, United States. It is the seventeenth largest city in Mississippi.[citation needed] It is located 234 miles (377 km) northwest of New Orleans on the Mississippi and Yazoo rivers, and 40 miles (64 km) due west of Jackson, the state capital. In 1900, 14,834 people lived in Vicksburg; in 1910, 20,814; in 1920, 17,931; and in 1940, 24,460. The population was 26,407 at the 2000 census. In 2010, it became a Micropolitan Statistical Area with a population of 49,644. Vicksburg is the principal city of the Vicksburg Micropolitan Statistical Area, which includes all of Warren County.

 

Pascagoula is a city in Jackson County, Mississippi. It is the principal city of the Pascagoula, Mississippi Metropolitan Statistical Area, as a part of the Gulfport�Biloxi�Pascagoula, Mississippi Combined Statistical Area. The population was 26,200 at the 2000 census. It is the county seat of Jackson County.Pascagoula is a major industrial city of Mississippi, along the Gulf Coast. Prior to World War II, the town was a sleepy fishing village of only about 5,000. The population exploded with the war-driven shipbuilding industry. Although the city's population seemed to peak in the late 1970s and early 1980s as Cold War defense spending was at its height, Pascagoula experienced some new growth and development in the years before Hurricane Katrina. Today, Pascagoula is home to the state�s largest employer Industries. Other major industries include one of the largest refineries in the country; , an oil platform builder; and Mississippi Phosphates.Naval Station Pascagoula was located on Singing River Island, and was homeport to several Navy warships, as well as a large Coast Guard contingent. However, Naval Station Pascagoula was decommissioned as part of the 2005 BRAC recommendations and ceased operations in 2006.The city is served by three airports: Mobile Regional Airport, which is located in nearby Mobile, Alabama; the Gulfport-Biloxi International Airport, about 40 miles (64 km) west of Pascagoula; and the Trent Lott International Airport, located within Jackson County.The mayor of the city is Jim Blevins.

 

Clarksdale is a city in Coahoma County, Mississippi, and seat of the county. Located in the Mississippi Delta region, Clarksdale is an agricultural center, and has been home to many blues musicians. Clarksdale is named after John Clark, who founded the town.

 

Ox is a city in, and the county seat of, Lafayette County, Mississippi, United States. Founded in 1837, it was named after the British university city of Ox in hopes of having the state university located there, which it did successfully attract.As of the 2010 US Census, the population is 18,916; the Census Bureau estimates the city's 2013 population at 20,865. Ox is the home of the University of Mississippi, founded in 1848, also commonly known as ""Ole Miss"", although the university is officially located in University, Mississippi.Ox has been named by USA Today as one of the top six college towns in the nation. It is included in The Best 100 Small Towns in America. Lafayette County consistently leads the state rankings in the lowest unemployment rate per quarter. Ox City Schools are ranked as ""Star"" schools, the highest ranking available, and Lafayette County school systems are consistently ranked as ""5-star"" systems.

 

Laurel is a city in Jones County, Mississippi, United States. As of the 2010 census, the city had a total population of 18,548.Laurel is the principal city of the Laurel Micropolitan Statistical Area. Its major employers include Howard Industries, Sanderson Farms, Masonite, Family Health Center, Howse Implement, Thermo-Kool and South Central Regional Medical Center. Laurel is home to the Lauren Rogers Museum of Art (Mississippi's oldest art museum).

 

Gautier is a city in Jackson County, Mississippi, along the Gulf of Mexico west of Pascagoula. It is part of the Pascagoula, Mississippi Metropolitan Statistical Area. The population was 18,572 at the 2010 census. In 2002, Gautier annexed land nearly doubling its population to 18,413 by 2010, according to the Gautier Comprehensive Plan 2030. Locally, the name is pronounced as ""GO-chay."" Descendants of the Gautier family, for whom it was named, still live in the area.Gautier is a bedroom resort community with two championship golf courses, stately homes, and historic properties surrounded by bayous and wetlands on three sides. The natural environment of Gautier offers many opportunities for recreation and eco-tourism. Due to an abundance of vacant land for development and recent growth trends along the coastal areas, the city's population is expected to increase at a steady rate during the coming years to an estimated 22,788 people by 2025. The Gulf Coast region, of which Gautier is a part, has been considered a relatively high growth area of the State; however, the loss of houses and jobs after Hurricane Katrina led to outmigration in 2006.

 

Ocean Springs is a city in Jackson County, Mississippi, about 2 miles (3.2 km) east of Biloxi and west of Gautier. It is part of the Pascagoula, Mississippi Metropolitan Statistical Area. The population was 17,225 at the 2000 U.S. Census. As of the 2010 U.S. Census, the city of Ocean Springs had a population of 17,442.The town has a reputation as an arts community. Its historic and secluded downtown area, with streets lined by live oak trees, is home to several art galleries and shops. It is also home to a number of ethnic restaurants relatively uncommon in surrounding communities.Ocean Springs was the hometown of the late Walter Inglis Anderson, a nationally renowned painter and muralist who died in 1965 from lung cancer. The town plays host to several festivals, including its Peter Anderson Festival and The Herb Festival.Ocean Springs was severely damaged on August 29, 2005, by Hurricane Katrina, which destroyed many buildings along the shoreline, including the Ocean Springs Yacht Club, and the historic wooden Fort Maurepas, and gutted or flooded other buildings. Katrina's 25 ft (7.6 m) storm surge also destroyed the Biloxi Bay Bridge, which connected Biloxi to Ocean Springs.

 

Madison is a city in Madison County, Mississippi, United States. The population was 24,841 at the 2010 census. The population is currently over 25,000. It is part of the Jackson Metropolitan Statistical Area. It is currently the highest income city in the state. It is ranked the 2nd most livable city in Mississippi by AreaVibes.com.

 

Brandon is a city in Rankin County, Mississippi. The population was 16,436 at the 2000 census. It is the county seat of Rankin County. Brandon is part of the Jackson Metropolitan Statistical Area.

 

Greenwood is a city in and the county seat of Leflore County, Mississippi, located at the eastern edge of the Mississippi Delta approximately 96 miles north of Jackson, Mississippi, and 130 miles south of Memphis, Tennessee. It was a center of cotton planter culture in the 19th century.The population was 16,087 at the 2010 census. It is the principal city of the Greenwood Micropolitan Statistical Area. The Tallahatchie River and the Yalobusha River meet at Greenwood to form the Yazoo River. Throughout the 1960s Greenwood was the site of major protests and conflicts as African Americans worked to achieve racial integration and voting access during the civil rights movement.

 

Cleveland is a city in Bolivar County, Mississippi. The population was 12,334 as of the 2010 census.Cleveland has a fairly large commercial economy, with numerous restaurants, stores, and services along U.S. Route 61. Cleveland is one of the two county seats (the other being Rosedale) of Bolivar County, which was named for the South American liberator Simon Bolivar.

 

Natchez is the county seat and only city of Adams County, Mississippi, United States. Natchez has a total population of 15,792 (as of the 2010 census). Located on the Mississippi River some 90 miles (140 km) southwest of Jackson, the capital of Mississippi, and 85 miles (137 km) north of Baton Rouge, Louisiana, it is the 25th-largest city in the state. It is named for the Natchez tribe of Native Americans who inhabited the area.Established by French colonists in 1716, Natchez is one of the oldest and most important European settlements in the lower Mississippi River Valley; it later served as the capital of the American Mississippi Territory and then of the state of Mississippi. It predates Jackson, which replaced Natchez as the capital in 1822, by more than a century. The strategic location of Natchez, on a bluff overlooking the Mississippi River, ensured that it would become a pivotal center of trade, commerce, and the interchange of ethnic Native American, European, and African cultures in the region, for the first two centuries of its existence.In U.S. history, it is recognized particularly for its role in the development of the Old Southwest during the first half of the nineteenth century. It was the southern terminus of the historic Natchez Trace, with the northern terminus being Nashville, Tennessee. This was used by many pilots of flatboats and keelboats, to return overland to their homes in the Ohio River Valley after unloading their cargo in Natchez or New Orleans. (It was not until the implementation of steam power that travel northward on the Mississippi River could be accomplished by boat.) The Natchez Trace also played an important role during the War of 1812. Today the modern Natchez Trace Parkway, which commemorates this route, still has its southern terminus in Natchez.In the middle of the nineteenth century, the city attracted wealthy Southern planters as residents, who built mansions to fit their ambitions; their plantations were vast tracts of land in the surrounding lowlands of Mississippi and Louisiana, where they grew large crops of cotton and sugar cane using slave labor. Natchez became the principal port from which these crops were exported, both upriver to Northern cities and downriver to New Orleans, where much of the cargo was exported to Europe. Many of the mansions built by planters before 1860 survive and form a major part of the city's architecture and identity. Agriculture remained the primary economic base for the region until well into the twentieth century.During the twentieth century, the city's economy experienced a downturn, first due to the replacement of steamboat traffic on the Mississippi River by railroads in the early 1900s, some of which bypassed the river cities and drew away their commerce. Later there was an exodus of many local industries that had provided a large number of jobs in the area. Despite its status as a popular destination for heritage tourism, because of its well-preserved antebellum architecture, Natchez has had a general decline in population since 1960. It remains the principal city of the Natchez, MS�LA Micropolitan Statistical Area.

 

Long Beach is a city (incorporated August 10, 1905) located in Harrison County, Mississippi, United States. It is part of the Gulfport�Biloxi Metropolitan Statistical Area. As of the 2010 census, the city had a population of 14,792.

 

Corinth is a city in and the county seat of Alcorn County, Mississippi, United States. The population was 14,573 at the 2010 census. Its ZIP codes are 38834 and 38835.

 

Hernando is a city in central DeSoto County, Mississippi, United States. The population was 14,135 at the 2010 census. Hernando is the county seat of DeSoto County, the second-most-populous county in the Memphis metropolitan area. U.S. Route 51 and the I-55 freeway traverse the city from north to south and the I-69 freeway traverse the city east to west and north to south. Hernando's historic downtown square, which surrounds the county courthouse, sits at the intersection of Commerce Street and U.S. 51.

 

Moss Point is a city in Jackson County, Mississippi. The population was 13,704 at the 2010 census. On August 29, 2005, Moss Point was hit by the strong east side of Hurricane Katrina, and much of the city was flooded or destroyed (se"

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Booneville is the county seat of Prentiss County, Mississippi. Booneville was incorporated in 1861 and named after R.H. Boone, a relative of Daniel Boone. The population was 8,625 at the 2000 census. It is one of 21 certified Mississippi retirement cities.

 

New Albany is a city in Union County, Mississippi, United States. The population was 8,526 at the 2010 census. New Albany is the county seat of Union County. New Albany was first organized in 1840 at the site of a grist mill and saw mill on the Tallahatchie River and was developed as a river port. The birthplace of author William Faulkner as well as Eli Whiteside and Bettie Wilson and the adopted home of Morris Futorian, father of the Northeast Mississippi furniture industry. As of 2010 New Albany has a population of 8,526 and is known for its education system, well-educated labor force and strong work ethic. The city houses modern factories, robust neighborhoods and vibrant shopping centers, while at the same time preserves its historic downtown area.Organized in 1840 at the site of a grist mill and a saw mill on the Tallahatchie River near the intersection of two historic Chickasaw Indian trade trails, the town developed as a river port and as a regional center for agriculture and commerce. The Civil War interrupted this progress, however, as Union troops swept through the city and burned all but a few buildings.Union County was formed from parts of neighboring Lee, Pontotoc, and Tippah Counties in 1870, with New Albany designated as county seat. The city�s new role as a center of government led to renewed economic activity. Citizens� efforts in the late 1880s to secure a railroad through New Albany were rewarded with two railroads connecting the community to points north, south, east and west. Depot clerk for one of the railroads was the father of William Faulkner. Born in 1897 in a single-story clapboard house, Faulkner went on to write 19 novels and 75 short stories, winning the coveted Nobel Prize and the Pulitzer Prize twice for his work.

 

Bay Saint Louis is a city located in Hancock County, Mississippi. It is part of the Gulfport�Biloxi, Mississippi Metropolitan Statistical Area. As of the 2000 census, the city had a total population of 8,209. The city is recovering population lost due to Hurricane Katrina, and the Census Bureau's 2011 population estimate was 9,408. It is the county seat of Hancock County. Like several other upper Gulf Coast cities, Bay Saint Louis was devastated by Hurricane Katrina in August 2005 (see details below).

 

Senatobia is a city in and the county seat of Tate County, Mississippi, and is the 15th largest municipality in the Memphis Metropolitan Area. The population was 8,165 at the 2010 census.Senatobia is the home of Northwest Mississippi Community College, a state community college that provides two year academic and technical degree programs. Northwest's system-wide enrollment exceeds 8,000 on three campuses in Senatobia, Southaven and Ox. Senatobia is also the home of The Baddour Center, a residential care facility for mild to moderately mentally retarded adults.On April 13, 1834 early settler James Peters purchased two sections of land from the Chickasaw Nation for the sum of $1.25 per acre. The land purchased later became the town of Senatobia. The name Senatobia, given by Charles Meriweather, was derived from the Indian word Senatohoba, which means �White Sycamore��a symbol of ""rest for the weary.""Senatobia received its charter as a municipality in 1860, thirteen years prior to the creation of Tate County and one year prior to the outbreak of the Civil War, during which the town's business section was burned twice by Federal troops.Two Academy Award nominated films have been partially filmed in the town: The Client (1994) and The People vs. Larry Flynt (1996).

 

Holly Springs is a city in Marshall County, Mississippi, United States.Near the Mississippi Delta, the area was developed as cotton plantations, which depended on slave labor. After the American Civil War, many freedmen worked as sharecroppers and tenant farmers. As the county seat, the city is a center of trade and court sessions.The population was 7,957 at the 2000 census. A slight decrease in population was calculated in the 2010 census. Holly Springs is the county seat of Marshall County.

 

Philadelphia is a city in and the county seat of Neshoba County, Mississippi, United States. The population was 7,477 at the 2010 census.

 

Batesville is a city in Panola County, Mississippi. The population was 7,463 at the 2010 census.Batesville is one of two county seats for Panola County; the other is Sardis.

 

Kosciusko /'k?zi'?sko?/ is a city in Attala County, Mississippi, United States. The population was 7,402 at the 2010 census. It is the county seat of Attala County.Kosciusko is located on the Natchez Trace Parkway, northeast of Jackson. It is named for the U.S. and Polish general Tadeusz Kosciuszko, who assisted United States military efforts during the American Revolution. However, the Anglicized name of the city omits the ""z"". Kosciusko was originally named Red Bud Springs for one of three natural springs that were present in the city.Kosciusko was the home of Magnolia Bible College, and the birthplace for several notable people, including Oprah Winfrey and James Meredith.

 

Byram is a city in Hinds County, Mississippi. The population was 7,386 at the 2000 census, at which time it was a census-designated place (CDP). It is part of the Jackson Metropolitan Statistical Area. It was incorporated for a second time in its history on June 16, 2009.

 

Coffeeville is a town in Yalobusha County, Mississippi. The population was 905 at the 2010 census. It is named after John Coffee (1772 � 1833), a planter and military leader.

 

Amory is a city in Monroe County, Mississippi. The population is 7,316 as of the 2010 census.Gilmore Memorial Hospital is well regarded as having one of the better maternal wards in northeast Mississippi.[] Other business sectors include sports equipment manufacturing, wood pulp processing, and the furniture and textile industries. The city of Amory has free municipal Wi-Fi, courtesy of the Gilmore Foundation.

 

Louisville is a city in Winston County, Mississippi. The population was 7,006 at the 2000 census. It is the county seat of Winston County.

 

Perkinston is an unincorporated community in central Stone County, Mississippi, United States. It is situated along U.S. Highway 49, approximately five miles south of Wiggins. The community is part of the Gulfport�Biloxi, Mississippi Metropolitan Statistical Area.

 

Waveland is a city located in Hancock County, Mississippi, on the Gulf of Mexico. It is part of the Gulfport�Biloxi, Mississippi Metropolitan Statistical Area. The City of Waveland was incorporated in 1972. As of the 2000 census, the city had a total population of 6,674. Waveland was nearly destroyed by Hurricanes Camille on August 17, 1969 and Katrina on August 29, 2005.The current mayor of Waveland is Democrat David Garcia.

 

Columbia is a city in Marion County, Mississippi, which was formed six years before Mississippi was admitted to statehood. Columbia was named for Columbia, South Carolina, from which many of the early settlers had migrated. The population was 6,603 as of the 2000 census. It is the county seat of Marion County.

 

Richland is a city in Rankin County, Mississippi. The population was 6,027 at the 2000 census. It is part of the Jackson Metropolitan Statistical Area.

 

Forest is a city in Scott County, Mississippi. The population was 5,987 at the 2000 census. It is the county seat of Scott County.

 

Crystal Springs is a city in Copiah County, Mississippi, United States. The population was 5,044 as of the 2010 census, down from 5,873 at the 2000 census. It is part of the Jackson Metropolitan Statistical Area.

 

Pontotoc is a city in, and the county seat of, Pontotoc County, Mississippi, located to the west of the much larger city of Tupelo. The population was 5,625 at the 2010 census. Pontotoc is a Chickasaw word meaning ""Land of Hanging Grapes"".The famous outlaws Jesse and Frank James and their gang once hid at an old house which was used as a Union Army hospital during the Battle of Harrisburg or Battle of Tupelo. The house was located at a crossroad in east Pontotoc County, near the Lee County line.The Town Square Museum is located in the old US post office near the county courthouse. This historic building houses Pontotoc memorabilia, and continues to operate as a full-service post office. A mural in the museum's lobby titled The Wedding of Ortez and SaOwana - Christmas 1540 depicts the first recorded Christian marriage on the North American continent. It was said to have occurred between Juan Ortez and Princess Saowana, daughter of Chief Uceta, of the Florida Seminole tribe. The wedding is said to have taken place in Pontotoc County during a visit by explorer Hernando de Soto. The mural was painted by Joseph Pollet in 1939 under the arts program of the Works Progress Administration.The Town Square has a festival every year during the last week of the month of September called the Bodock Festival, based on the Maclura pomifera tree next to the historical mansion, Lochinvar, that survived a massive tornado hit in 2002. The festival is held over the last weekend, including Friday, of September.

 

Aberdeen is a city in Monroe County, Mississippi. The population was 5,612 at the 2010 census. It is the county seat of Monroe County.Located on the banks of the Tombigbee River, Aberdeen was one of the busiest Mississippi ports of the 19th century. Cotton was heavily traded in town, and for a time Aberdeen was Mississippi's second largest city. Today Aberdeen retains many historic structures from this period, with over 200 buildings on the National Register of Historic Places. In the spring of each year, Aberdeen hosts pilgrimages to its historic antebellum homes. The most prominent of these antebellum homes is The Magnolias, which was built in 1850.Located just outside the city, Aberdeen Lock and Dam forms Aberdeen Lake, a popular recreational area. Aberdeen Lock and Dam is part of the Tennessee-Tombigbee waterway system.

 

Leland is a city in Washington County, Mississippi. The population was 4,790 at the 2008 census.The town is located in the heart of the Mississippi Delta on the banks of Deer Creek, which is decorated each Christmas season with floats that bring visitors from afar to view the colorful displays.Farming is the basis of the local economy. Mississippi State University and the federal government maintain an agriculture research station at Stoneville on Leland's outskirts. Cotton, soybeans, rice and corn are the leading crops.Leland is in the heart of blues country and has produced a number of national and regionally famous blues musicians. There are five Mississippi Blues Trail markers in Leland commemorating the small town's significant contribution to blues history. Highway 61, mentioned in numerous blues recordings, runs through the town and gives its name to the community's blues museum. Leland is the burial place of the folk artist and blues musician James ""Son"" Thomas, who lived for many years along the railroad tracks. Thomas is buried beneath a gravestone donated by musician John Fogerty of Creedence Clearwater Revival.Blues musician Johnny Winter spent part of his childhood in Leland. Winter�s grandfather and father, a former mayor of Leland, operated J.D. Winter & Sons, a cotton business. One of the Blues Trail markers in Leland is dedicated to Winter.The community is the birthplace of Kermit the Frog, a Muppet created by Jim Henson, who was born in nearby Greenville, but raised in Leland. The city has a museum along the banks of Deer Creek celebrating Henson's accomplishments. U.S. Post Office, 204 N. Broad St. Leland Rex Theatre for Colored People in Leland, 1937, by Dorothea LangeLeland was selected as the site for the Mississippi Wildlife Heritage Museum, scheduled to open in 2016.

 

Winona is a city in Montgomery County, Mississippi. The population was 5,482 at the 2000 census. It is the county seat of Montgomery County. Winona is known in the local area as ""The Crossroads of North Mississippi"" due to its central location at the intersection of U.S. Interstate 55 and U.S. Highways 51 and 82.Winona has recently received water and power across I-55 which has allowed more businesses, such as Pilot, to develop. Due to the late development of water and power across I-55, Winona has until now been hindered in its ability to grow.[]

 

Ripley is a city in Tippah County, Mississippi. The population was 5,478 at the 2000 census. It is the county seat of Tippah County.Colonel William Clark Falkner, great-grandfather of authors William Faulkner and John Faulkner, was a prominent resident of Ripley in the mid to late-19th century. W.C. Falkner's exploits in and around Ripley served as the model for Faulkner's character of Colonel John Sartoris.

 

Waynesboro is a city in Wayne County, Mississippi, United States. The population was 5,197 at the 2000 census. It is the county seat of Wayne County.

 

Vancleave is a census-designated place (CDP) in Jackson County, Mississippi. It is part of the Pascagoula, Mississippi Metropolitan Statistical Area. The population was 4,910 at the 2000 census.

 

Saltillo is a town in Lee County, Mississippi. The population was 4,752 at the 2010 Census.

 

Flowood is a city in Rankin County, Mississippi. The population was 4,750 at the 2000 census. It is part of the Jackson Metropolitan Statistical Area.

 

Carthage is a city in Leake County, Mississippi. The population was 5,075 at the 2010 census. It is the county seat of Leake County.The largest chicken processing plant in the world is located here.The largest chicken processing plant in the world�able to process 2.5 million chickens per week�is located on Highway 35 north of Carthage. Originally owned by Maid Farms, the plant was flanked by a large trailer park built in the mid-1990s to house the factory's growing Hispanic migrant workforce, and the Hispanic population of Carthage increased from 1.9 percent to 12.3 percent between 2000 and 2010. The plant was purchased by Tyson Foods in 2003, and employs 1,700.[

 

"

Mississippi

 

You could have heard of freight bill factoring but most people may likely not know what it is or more importantly exactly what it might do for your firm. Staffing Factoring likewise referred to as accounts receivable funding is a type of asset based financing that can increase a company's immediate cash flow needs. This is not a loan; no debt is taken on by trucking factoring ,and the money is unconstrained. Freight Broker Factoring Companies in Factor Financing Factoring Companies in Mississippi at Staffingresource.org- affording money factoring deals factoring-companies-in-mississippi

Staffingresource.org-Factoring Companies in Mississippi

Jackson

Mississippi

Freight Broker Factoring Companies

Factoring companies will, in trade for your bill of sales, grant you with the cash right away in order that you don't need to worry about the lingering duration that could make paying out the bills and acquiring materialsmore complicated. With this style of arrangement, invoice factoring can come to be extraordinarily helpful for lots of establishments who ought to avoid a money ploy which they have discovered themselves in.

 

 

Smallbusinessbankloan.Org

Factoring Trucking Business

So the next period your trucking company is having some short-term cash flow troubles and you are shelling out way too much time chasing sluggish paying clients, why not start off looking into utilizing a factoring businesses as a means to get your cash and give yourself a more comfortable future in the eyes of your trucking personnel and your bank balance?

 



Invoice Factoring Companies Reviews at Invoicefinance.Org

 

Mississippi's economy totaled more than $100 billion for the first time. Federal figures show the biggest contributor to growth in Mississippi last year came from makers of durable goods such as cars and ships. Nearly 30 percent of the state's growth came from that sector. Other large contributors to Mississippi's growth were expansions in the retail trade and finance and insurance sectors.Manufacturers add value to raw products by creating manufactured items. For example, cotton cloth becomes more valuable than a boll of cotton through manufacturing processes. Processed foods are Mississippi's most important manufactured products. Meatpacking (poultry processing plants) is particularly important. Other food products are beverages, dairy products, grain products and seasonings. Furniture production is Mississippi's second ranking manufacturing enterprise and the state is one of the leaders in the production of upholstered products. The manufacture of chemicals (industrial chemicals, pharmaceuticals) ranks third in the state. Other products manufactured in Mississippi include motor vehicles, motor vehicle parts, ocean-going freighters and tankers, electrical products, appliances, generators, lighting and wiring equipment, and stereo systems. Mississippi is a leading shrimp producing state.

 

Freight Invoice Factoring

Factoring companies will, in trade for your bill of sales, grant you with the cash right away in order that you don't need to worry about the lingering duration that could make paying out the bills and acquiring materialsmore complicated. With this style of arrangement, invoice factoring can come to be extraordinarily helpful for lots of establishments who ought to avoid a money ploy which they have discovered themselves in.

 

 



Invoice Factoring Companies Reviews at Invoicefinance.Org

 

 

 

Receivables Factoring Rates

 

Receivables Factoring Rates

 

At one time or another, every business, even successful ones, have actually experienced bad money flow.

Money flow does not have to be a problem any more. Do not be deceived -- banks are not the only locations you can get financing. Other options are offered and you do not have to borrow. What is trucking factoring ? One option is called trucking factoring. Truck Factoring is the procedure of offering invoices to an investor instead of waiting to gather the money from the customer. Oh, the Irony- Trucking factoring has a paradoxical difference: It is the monetary foundation of numerous of America's most successful companies. Why is this ironic ? Since invoice factoring is not taught in business colleges, is seldom mentioned in business plans and is relatively unidentified to bulk of most of American business individuals.

Yet it is a monetary process that frees billions of dollars every year, enabling thousands of companies to grow and prosper. Truck Factoring has been around for thousands of years. Receivable Loan Financing Companies are financiers who pay money for the right to receive the future payments on your invoices. An unpaid receivable or invoice has value. It is a debt your client has agreed pay in the near future. Factoring Principals--Although factoring deals solely with business-to-business transactions, a large portion of the retail company uses a factoring principal. MasterCard, Visa, and American Express all use a type of factoring in their retail deals. Using the purest meaning of the word, these big consumer finance companies are truly just large Factoring Companies of consumer paper. Think about it: You make a purchase at Sears and charge it to your MasterCard. The shop gets paid practically immediately, although you do not make payment up until you are ready.

For this service, the charge card business charges Sears a charge (typical common normal fees vary from two to four percent of the sale). The Advantages Accounts Receivable Factoring can offer many advantages to cash-hungry companies. Rather than wait 30, 60, 90 days or longer for payment on a product that has currently been delivered, a business can factor (sell) its receivables for cash at a little price cut off the amount of the invoice. Payroll, marketing efforts, and working capital are simply a few of the company needs that can be satisfied with instant  money.

Truck Factoring offers the ways for a producer to replenish inventory and make even more products to sell: There is no longer a requirement to wait for earlier sales to be paid. FACTORING is not just a money management device for manufacturers: Practically any kind company can take advantage of Receivable Funding. Typically, a company that extends credit will have 10 to 20 percent of its yearly sales bound in invoices at any given time. Think for a moment about exactly how much is bound in 60 days' worth of invoices: You can not pay the power bill or this week s payroll with a client s invoice, but you can sell that invoice for the cash to satisfy those obligations. Using trucking factoring companies is a quick and simple procedure. The factor buys the invoice at a price cut, typically a couple of percentage points less than the stated value of the invoice.

Factoring Companies Reviews at Factoringaccountreceivables.Org

 

Factoring Companies in Mississippi

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The American Truck Organization
states that there around
195,000 workers with freight trucking
firms and
300,000 private providers trucking
companies accredited to
operate in the United States that transported,
according to their latest listings of millions of
items, materials and
basic products .
There are several common
carriers either going solo or in
teams on our nation
roads transferring these
crucial items to our
stores, manufacturingplants and shipping ports.

And  freight bill factoring
corporations help
numerous of them and offer their
receivables financing facilities
countrywide including
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Factoring Companies in Mississippi

 

Watch Our Truck Factoring YouTube Videos For More Information

 

Factoring loans company Calculator
This calculator will show you how much you will make by using our factoring loans company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our factoring loans company
Enter the principal balance of your factoring loans company
(call your factoring loans company lender and ask for the current payoff amount):
Enter the amount of your monthly factoring loans company payment:
(invoice amount):
Enter the your factoring loans company's current interest rate:

Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

Click below to find Trucking Companies in the United States:

Trucking Companies serving to/from points within the United States,
categorized by services offered. United States Trucking
Companies will be listed under all categories in which they provide specified Trucking Services.
To find companies offering specific Trucking Services in the United States, click on the list of services below.

Click below to find Trucking Companies in the United States:

Trucking Companies serving to/from points within the United States,
categorized by services offered. United States Trucking
Companies will be listed under all categories in which they provide specified Trucking Services.
To find companies offering specific Trucking Services in the United States, click on the list of services below.

Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

 

 

View Our Factoring Videos For More Information

 

 

http://gitfex.com

 

 

Factoring Companies Reviews at Gitfex.Com

 

 

 

Dare To Be Rich!

 

"

�So It is not a loan?� asked Micheal Taylor, reclining back into his chair and crossing his legs. The woman sitting across the desk from Micheal smiled at him, shaking her head.�No, not exactly,� she stated.Micheal Taylor owned a small trucking company, and his business had recently fallen on difficult times. Trucking could be a profitable business, and for a little under a decade, it had been for Jerome. He named his business Lawrence Trucking, named after Jimmie and Douglas, his two grandfathers. Both of these men had been very hardworking and had set a great example for Jerome.Six months ago disaster struck Jerome's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was a roll-over and ended up in the trucking graveyard: the other was involved in a serious and costly accident. The financial security of Jerome's company relied on his full fleet on fifteen being on the road, and missing two trucks was just devastating . In addition, he just did not have the available cash to buy a new truck, plus repair the other one.A big problem a lot of trucking companies came across was how bills were paid in the industry. You could go a month or more before bills were completely paid off. This system works okay as long as no problems arise, but if they do, then things can get quite sticky.Micheal was an excellent business man, and he certainly hadn't done anything wrong. Things had happened that he could not have predicted, and he had to figure out a way to keep his business from hurting, or even going under.And that's why he found himself across the desk from this woman. Micheal knew she was employed by a Factoring company and that her name was Joann. Micheal had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.She sat there now, and explained. �It�s not a loan, we purchase your accounts receivable. we are not giving you finance to be repaid later: we are purchasing something from you, and when you can you can buy it back. This is a win-win situation: we are protected from a total loss, and you're protected from the ridiculous fees and charges you'd have to pay if you borrowed from a bank.Micheal nodded. It sounded good to him, almost too good.Joann laughed. �You look like you don�t believe me,� she chuckled.�Oh no, I do: it just sounds too good to be true. I thought I was going to lose my company.�Joann smiled, agreeing. �We get that a lot. There's no way we want to see you lose your business. We know how hard you work, and that you've invested everything in your business. Sometimes you need help. That's why we do what we do.""Well, I'm very grateful that you came to see me today.""It�s right down the road, usually we do it all online, but I didn�t mind swinging on by today,� said Joann with a smile. �Let's work out a solution to your problem.�And with that they set about making a profile.

 

Micheal filled the form out, with Joann available to help him if he needed it. The profile filled Joann and her company in on Jerome�s company, and would help them determine if he was suitable for factoring. In truth, not all companies were. Some businesses are beyond the help of a Factoring company, while other businesses weren't in enough financial stress to warrant it. As Micheal completed his form, Joann listened to his story and she felt quite sure he would be the ideal candidate for Factoring.When the form was done Joann took it and slid it into her briefcase. She then stood, reached across the desk and shook Jerome�s hand. He also stood up, and they smiled at each other. They said their goodbyes and Micheal walked her to the door, and then returned to his office.His employees were there, seven who worked in the office, and as he sat behind his desk once more he heard the familiar clack of fingers on keyboards, the electronic whine of the copy machine.He leaned back and closed his eyes. He had felt so helpless lately, was sure the whole thing was collapsing, and would take him with it. But now, after speaking to Joann and learning all about Factoring, he felt such a huge relief, like someone had just lifted a huge weight off his shoulders. He sat back in his chair and ran a hand through his graying but still thick black hair.The long nights, where he couldn�t sleep. The terrifying panic attacks that occurred regardless of where he was. He could feel it all fading away. He wasn�t out of the woods yet, there was still a lot of work to be done, but he could feel it. He was there, he was on the right path, and he was working to make things right.Micheal couldn�t help but think back to when he had first started the business. He had opened a restaurant at age twenty two when he was fresh out of school. It had been successful. Offering home cooking in his own hometown, his business had really prospered.But he had gotten bored. He wasn't passionate about the food industry. He thought about it for a long time, then decided it was time to sell his restaurant. He took half a year off, and in that time he thought to start Lawrence Trucking. And that's exactly what he did. Once again he built a company from the ground up. He had been successful.And then the trucks went down, and his success looked to be in flux. He was about to turn fifty. He didn�t think he had it in him, to save this company. But giving up wasn't part of his personality either.

 

Just the thought of shutting down, cutting his losses, laying off his workers - the whole thing made him physically sick some nights. He didn�t know how to say quit.And now it seemed as though he would not have to - all because of Factoring. Jerome's eyes opened, he sat forward in his chair and turned on his computer. He had things to do. He could be thankful later, for now, it was time to work.

 

"

 

 

 

 

More Transportation Factoring Trucking -Articles

Factoring Companies Reviews at Gitfex.Com

 

 

 

Factoring Freight Brokers

 

"

Austin Truck and Haul has been in business since the mid 1980s. They've delivered goods for nearly every major industry in the nation and for 20 plus years, business was booming as they've traversed the country in all weather for all clients. During the heady times from 2002 to 2007, Austin was a top rated accounts receivable mastermind of the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. The money was flowing, and times were great.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed to a crawl

 

. Worse still, it was noticed by Austin in early 2008 that even though most of their loyal customers were on time with their payments, there were a few late bloomers who were starting to spread the disease. Spring changed to summer, summer changed to fall, and the CEO of Austin, Ramon Boyd, was beginning to feel very uncomfortable indeed whenever he looked at their weekly Accounts Receivable reports. There was a growing list of clients who now owed them back debt.He had gone to his administrators and asked them what the problem had been. Were they doing things different, or wrong, when it came to collecting overdue accounts? By his bookkeepers records, this wasn't the case. He thought perhaps that he was losing clients to a competitor who offered rock-bottom prices with little to no guarantee of quality performance, and that the folks who owed Austin money had jumped ship and decided to leave him holding the bag.

 

. They could not afford to pay him their debt, but they could afford a lesser service, maybe. But after doing the cursory research for this and talking to friends in the field, he found that alas, no, customers of Austin hadn't gone elsewhere. They had just gone home.The situation looked dire to Ramon Boyd. He had employees to pay, goods to ship, trucks to maintain and overhead that was almost unbearable when compared against the lack of funds that were coming in. At night he would speak to his wife Alma and shake his head in frustration.

 

""Lin, I have a really bad feeling,"" he'd sadly say to his wife.""What could you do differently?"" she would say.Ramon would stare off for a moment and then close eyes. In his mind he could clearly see the fleet of trucks purchased over the many years. He could see them traveling, bringing goods to all of his clients. But then a haze would cover his trucks and his vast fleet would vanish to leave just a few. Why couldn�t he work out how to resolve this financial problem with his business?""I know what it is,"" Ramon said. ""For way too long I've been relying solely on profits received from invoices. For too long I've been allowing our clients to let their accounts become overdue."" Alma would look at her husband lovingly, and holding his hand would say 'it is such a harsh economy these days and our clients must be having difficulty meeting their responsibilities'.""Ramon knew his wife meant well, but he knew that he was responsible for too many people to sit idly by, waiting for the sun to peak over the clouds.The next day Ramon strolled into his office and was determined to sit down and make every phone call to every client who had owed Austin money. This wasn't really a very efficient way for a Chief Executive to spend his day, and Ramon knew he should be overseeing all the other sides of the business, such as shipments and deliveries, approaching prospective customers, or working with his sales team. But, he felt like he was doing something proactive to help his business, even though he had staff on salary to do just that thing. Wasting money, wasting time - even with the best of intentions, Ramon knew that he was in trouble.

 

After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Doriserley knocked at his door.

 

""Can I have a word with you Ramon?"" she queried, standing in the doorway.

 

""Sure thing Doris, come on in."" Ramon relaxed back into his chair and looked up at Doriserley.""Well Ramon, this afternoon I did some research, trying to work out how we are going to get out of this mess."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard the word factoring?"" Doriserley asked.""It sounds vaguely familiar. What is it?"" he said.She began, ""Well, it is really very simple. Basically, factoring invoices means that we would get paid immediately for the loads we haul.""Ramon interrupted ""Immediately?"".""Immediately, yes"" she added, ""In a nutshell, it is pretty easy. We can have an expert account manager review our numbers and help us complete a company profile. Included in the profile would be the investigation of our accounts receivable aging reports, our current customers' credit limits etc.. Additionally, the factoring will help to determine the creditworthiness of our customers independent of their credit history with our business. It provides a very broad view.""I see,� Ramon said. �And then what?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. There�s a lot of flexibility depending on the business volume and credit histories. The company will advise us the cost to purchase factoring for our company's accounts receivable. The funding commences once we�ve arrived at an agreement.�Ramon leaned forward and reviewed the paperwork closely.""It sounds too good to be true, Doris,"" he said.""Now, now, I know, I thought the same thing. But think about it, Ramon: they've guaranteed that experts will do all the paperwork, and that will free us up to do what we should be doing - focusing on our customers in good standing, and that kind of stuff. They appear to be very flexible, Ramon,"" she underlined a paragraph on the paper before him.""How flexible?"" he asked.""It seems that they personalize their factoring charges so that the amount they're prepared to work with is commensurate with our client's debt and our needs. It only takes 2 to 4 days for this to be figured out. ""It does all sound pretty good, remembering that we are all tapped out now with loans from the bank last year to repair vehicles, and we all know just how tight money is. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" said Ramon.He took a deep breath and looked at his secretary with something she recognized as hope.""Precisely�. This could very well be the answer to resolving the problems we are having with these clients who still owe us money.""Ramon took a moment to think about this solution, and agreed with his secretary. The customers who were in debt to Austin Truck & Haul were professional resources of the company, but they were also long-standing friends. Ramon wasn't prepared to lose these relationships just because they were having financial issues at the moment. He was well aware that the economy was in a bad way and that it might be quite a while before things started picking up. If he did not handle these debtors in the right way, that unknown amount of time could spell disaster for all of them. Of course he did not want to lose any more money, but he did not want to lose business either.""Let me go over this tonight Doris, and thankyou."" Doris stood up and left Ramon's office, with the nice feeling of knowing that she may just have solved a very serious problem.Ramon stayed at his desk for a long time, looking over the details they hadn't discussed during their meeting. He wondered if there might be other problems freight factoring could help Austin Truck & Haul with? With his pencil gliding down the sheet he noticed that the factoring company could help fray the cost of fuel with fuel discount cards and fuel advances. In fact, Austin could receive up to fifty-percent cash advances upon load pick-ups. Ramon was a typical business man: he despised binding contracts that did not allow room to breathe, so he was pleasantly surprised to see that the factoring company did not require a long term contract, that there was no minimum volume required, and that there were no sign-up fees.""Well, I'll have to tell Adrian about this,"" muttered Ramon to himself.Ramon's son-in-law, Adrian, loved the idea behind Austin and highly respected his father-in-law for having such great business sense, that two years ago he got his capital together and started his own transportation company. Ramon knew then what struggles Adrian would face but he encouraged him nonetheless. With the economy the way it was, if an established company such as Austin was struggling then the little guys, like Adrian, were going to be in even more trouble.

 

But, an antidote may have been found in freight factoring and Ramon was soon to find out.Some months later, having successfully gone through the entire process of the application, having experts study his credit history and statements and review his accounts receivable, Ramon found that he was starting his journey out of the despair which had been created for him by his delinquent account holders.They adopted reasonable factoring purchase contracts and stopped wasting their own precious time trying to collect debts. They took that time and refocused effort to offering competitive prices in new territories. Ramon recalled those dismal months when he wasn't aware of freight factoring, and he shuddered at those memories. If Ramon hadn't discovered freight factoring at just the right time, his business may not be operating today.

 

"

 

 

 

 

 

 

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Truck Factoring Calculator

 

Reasons why Trucking Establishments Make use of Factoring Firms.

 

As the operator of your own establishment, you may be much more than aware already of the challenge in making sure that capital matters do not become a dilemma down the line. After all, the most unfortunate thing that can possibly come about for your enterprise is to find yourself embroiled in a long and perplexing predicament that leaves you forever looking for the cash you require on an recurring manner.

 

For pretty much any business in this condition, the concern can come for waiting for work to clear up and actually be repaid into your balance. Statements, checks, and the like can take a while to actually to be taken care of which can easily leave you with momentary available resources problems. Fortunately, there are solutions out there for establishments to check out-- and among these is factoring agencies.

 

Factoring companies will, in exchange for your accounts, grant you with the funds today in order that you do not have to worry about the delaying time frame that could make paying out the expenses and purchasing toolsmore difficult. With this form of system, invoice factoring can end up being extraordinarily practical for many enterprises who have to get out of a money pitfall which they have gotten themselves in.

 

Given that, depending upon the scale of the job, it can take up to 60 days for some firms to get paid then it is significant to cover your own back and definitely not leave yourself money short to settle the monthly bills. After all, how many companies possess two months earnings just occupying there to handle all their spendings till they get paid?

 

This is most notably true of truck establishments. They often manage good deals of accounts which means a serious volume of collection time demands company owner themselves. Striving to get paid off promptly can develop into an amazing struggle and this is the key reasons why you use truck factoring agencies who are delighted to help out truckers primarily.

 

As most of us recognize, trucking is an remarkably enormous business with numerous firms out there working with hundreds of vehicle drivers. The sad thing is, quite a few of these drivers wind up in money issues due to the fact that they are still waiting on work from six weeks ago to actually compensate them. When this is the situation for a truck firm, consulting factoring agencies for reinforcement maybe the ideal option left.

 

This signifies that a trucking firm can provide the salaries of the people, keep all the cars topped off with gas and continue to escalate, evolve and expand without always waiting for the income which is taking too prolonged to come in. Trucking Firms operating without a factoring program implemented are leaving themselves at considerable danger, as competitions cash out rapidly and continue to grow.

 

There's genuinely not a thing to be distressed about when it comes to making use of a Factoring firm-- they commonly are not like a banking company or someone who is going to leave you with a big mound of financial debt to pay back. You give them genuine invoices from job you have already finalized , you are just hastening the payment system.

 

In the Usa, where trucking firms survive, factoring firms are not considered accepting loan of in any capacity. This confidential deal then enables both groups to benefit and indulge in a worry-free future-- it gives the factoring business a secured resource of money to include in the list and it furnishes the trucking firm the required funds that they sweated to acquire.

 

The trucking establishment presents their invoices to the factoring company. The trucking factoring company then collect the installment payments from the trucking company's clients. Factoring has beenaround for centuries and has been employed for many years by several varied business-- but none much more so than truckers. While you may well lose out on a small part of the money, something like 1-3 % depending on who you deal with, it means that you are receiving the funds today and can actually begin putting the money to operate.

 

Anyway, an IOU or an invoice is definitely not going to pay for spendings, is it? For trucking companies when the cash can be very good one day and gone the next, it is up to the drivers to work prudently and to guarantee they are leaving themselves with a notable amount of time and money to get through the week up until they are compensated once more.

 

So the next period your trucking business is bearing some short-term cash flow challenges and you are investing a bit too much time chasing inactive paying customers, why not start off taking into consideration using a factoring businesses as a way to get your cash and give yourself a more comfortable future in the eyes of your trucking staff and your bank dividend?

 

 

 

 

 

 

 

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Trucking Factoring Company

 

Factoring in the Future of a Trucking Business: A Story The phone was ringing on his desk, and Russell Coleman just sat there letting it ring. His morning coffee cooled and his cigarette smoked away in the tray: Russell is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Coleman Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.

 

More than forty years ago Russell's father had started this business working as an owner-operator and eventually growing Coleman Trucking Company into a fifteen trailer fleet. There had been some hard times when it seemed everything was going to go under and even Russell�s mother strapped herself into a cab to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. Now the company was solely in Russell�s hands and he wanted to live to see it in better shape for his sons.

 

To move Coleman Trucking Company ahead into the future, he needed a steady cash flow but there was just not enough money to go around. His employees needed to be paid. They had families and household bills too. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. Every time he had to turn down a request, Coleman Trucking looked weak in a very strong market.

 

He knew what his father would have said - 'wait, take your time before adding new technology'. Russell chuckled, thinking about his father. His father had been against placing GPS units in the cabs. He would say, �Why do you need the voice of some woman to tell you to get off at an exit that has been the same exit that has been there for years?� He smiled to himself as he remembered his father poking fun at the other drivers who switched to automatic, even though automatic was quite obviously more efficient (though less manly). His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Russell knew he was right in his forward thinking. What would be the next step for Coleman Trucking? More importantly, how could he afford it? Funding was all tied up in the mortgage for the office and garage and in the fuel bills. Thankfully he'd just finished paying off the bank loan for the installation of satellite radio in the trucks.

 

But was factoring the answer? If he was being honest, he did not really understand how it all worked. It sounded a lot like ninth grade algebra which just didn�t feel like it belonged as part of the trucking business. A factoring company actually purchases your invoices and takes control of your accounts receivable, payment being a certain percentage of the amount invoiced. In return, the factoring company pays the trucking business straight away, providing immediate cash flow for the business to pay staff, purchase fuel, and do any repairs or maintenance. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Russell had to really consider what his next step was going to be. Russell had heard that there were companies that charged for same day money transfers and would only advance a percentage of the money owed to your company while holding the rest in a private account if they didn�t get their bill payment within 60 or so days. Worse still, if the customer defaulted on payment, the factoring company takes it out of the money supposedly coming to you! He'd even heard about some companies putting you onto a sliding percentage scale regardless of any previously signed contracts for possibly 3% or 7%, and there you are now with 10% coming as a charge to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. Well, what was the point of going to a factoring company if there was shady business like that going on?

 

However, it all turned out to be very simple. When he called the factoring companies he discovered they were very open about their business practices, and very friendly and helpful. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He didn�t mind signing an exclusive contract. In fact, he was quite pleased with the idea of a long-term contract because he knew this was a one-off and he would not have to keep going back and forth to different companies. He was not charged for a credit check, and in addition he was offered a fuel advance on the pick-up of a load. Many companies offered a non-recourse factoring program that suited him just fine. He was more than happy with the figures he was offered in percentage terms on the freight bills. It was good money.

 

For Russell it was quite a relief to be dealing with the factoring company. They were extremely helpful and more personable than the bank staff. He was relieved to note that the factoring companies understood the trucking business and discussed business with him like a respected client, not like someone looking for a handout. The factoring companies didn�t worry over his credit and the debt troubles his father had had in the past of the company. All the factoring company was interest in was the credit of his customers and on their reliability: this worked great for Russell because he and his father had created a very strong and loyal list of clientele over the years. So he knew they would understand when the factoring company contacted them for the invoices. His clients wouldn�t think poorly of Coleman Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Russell stepped out of his office to let his secretary know to expect the arrival of the factoring contract shortly. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. With the capabilities of this new cash flow, Russell could actually expand Coleman Trucking Company further across the country and perhaps even go international into Canada. His heart felt full knowing his sons wouldn�t have to worry about money because of the right decisions he had made for their trucking business.

 

 

 

 

 

 

 

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Date Published- 2014- 01-11 Trucking Factoring Company

 

"

Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. These loans can be a life-saver, but they're not always available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. There's no collateral required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. You'll receive the money faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.You receive interest up-front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"
Factoring Companies Reviews at Gitfex.Com

 

 

 

 

 

More Trucking Factoring Company -Articles

 

 

 

"

Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. These loans can be a life-saver, but they're not always available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. There's no collateral required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. You'll receive the money faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.You receive interest up-front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"

 

 

 

 

 

 

 

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